With the online world taking such a big leap over the years, and customers getting more and more used to paying stuff online, it’s no wonder that scams have increased exponentially over the years. How many of you have received a message saying that because you are google’s 100,000,000th visitor, a huge check is waiting for you in a couple of days? Or how many “kings” have contacted you through emails claiming that you are the latest winner of their fortune, and all you need to do in order to receive your payment, is to write down your credit card details.
Sadly, millions of people fall for these kinds of scams, and some of them aren’t s as obvious to detect as the ones described above. Today, we are going to give you 4 quick ways to determine if that latest alert you received could possibly be a scam.
1. It’s way too good to be true. There’s a saying that says that if it sounds too good to be true, then it probably it’s. This definitely affects scams. When you suddenly won a lottery ticket you hadn’t even applied for - or received a million dollar check for no reason, make sure to double check and don’t get too excited, it’s probably fake.
2. When they insist on acting on impulse. Many times, these scams are on the internet, but they have also been heard of appearing over phone calls. Scammers take advantage of emotions and insist on the need for acting "now" or if not, they will take back your “prize”. Don't be embarrassed to ask for time in order to investigate the “company” and definitely make sure you call the customer service line of the company they claim to be in order to check for more details. Never give out your credit card info online or over the phone.
3. They are strongly trying to manipulate your emotions. When they aren’t using the insistency technique, scammers many times act with fear, making you feel like if you don’t take up on their offer, you are missing out and will have problems later. For example, a scammer could say “your computer is about to die, you need to give me your credit card so that I can buy the repair piece and save thousands of dollars in the future.” Don’t give in and ask for a second opinion.
4. They ask for too much personal information. Many times scammers need personal information like your ID number, passport image, and others in order to use your money. No matter how “serious” an investor may seem, or how legit the company sounds, don’t give out this info if you have a small doubt. Many times our sixth sense is stronger than we give it credit for, and if you ever do have to give out info, be extra sure that what they will be using it for makes sense. Being extra careful could save you thousands of dollars in scam repairments.